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LOWEST RATES - Super Visa Insurance - ONLINE QUOTES
The insurer agrees to pay for hospital accommodation, including semi-private room, and for reasonable and customary services and supplies necessary for your emergency care during confinement as a resident in-patient.2. Emergency Medical
The insurer agrees to pay for the following services,supplies, or treatment, when provided by a health practitioner who is not related to you by blood or marriage:
a. has been diagnosed with a terminal illness; or
b. has been diagnosed with or has had an episode of congestive heart failure; or
c. has had their most recent heart surgery more than 10 years ago; or
d. has been diagnosed with Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV); or
e. has been diagnosed with stage 3 or 4 cancer, or cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months; or
f. has had a lung condition for which, in the last 12 months, they have been prescribed or used home oxygen; or
g. has received or is awaiting a bone marrow or major organ transplant; or
h. has been diagnosed with or received treatment for kidney disease requiring dialysis; or
i. has been diagnosed with an aneurysm that has not been repaired; or
j. requires assistance with activities of daily living.
a. be at least 15 days old and not more than 89 yearsold; and
b. not be insured or eligible for benefits under a Canadian government health insurance plan; and
c. be in good health at the time you purchase yourpolicy and on the date you exit your country of origin, and know of no reason to seek medical consultation during the period of coverage; and
d. not have exceeded two years of uninterrupted coverage under a TIC insurance plan.
a. heart condition;
b. stroke or mini-stroke ( TIA- transient ischemic attack);
c. lung condition;
d. artery or vein disorders.
Benefits are not payable for costs incurred due to or resulting from any pre-existing condition not listed under i) unless it was stable during thestability period
To make a claim due to illness or injury during your trip, please Call : Toll Free 1-877-525-1278 ext 137 Canada
Your claim must be sent to Manulife within 90 days of your loss.
Ensure you keep a copy of your receipts, bills and invoices for your records.
If you disagree with the claim decision, the matter will be submitted to arbitration under the arbitration law in the Canadian province or territory where your policy was issued. Every action or proceeding against the insurer for the recovery of insurance money payable under this contract is absolutely barred unless commenced within the time set out in the Insurance Act, or other applicable legislation.