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The Super Visa gives eligible parents and grandparents of Canadian citizens or permanent residents an opportunity to visit their family in Canada for extended periods. Unlike a regular visitor visa, it is designed specifically for longer family visits and comes with additional eligibility and insurance requirements. Understanding these requirements before applying can help families prepare the necessary documents and avoid delays.

What is Super Visa?

The Super Visa is a temporary resident visa that allows eligible parents and grandparents of Canadian citizens or permanent residents to visit their family in Canada for an extended stay. It is a multiple-entry visa that can remain valid for several years, subject to the passport and other applicable requirements.
The Super Visa is different from permanent residence. It does not give parents or grandparents the right to live permanently in Canada, work in Canada or access permanent resident status. Instead, it provides a pathway for eligible family members to spend longer periods with their children or grandchildren in Canada while maintaining their primary residence outside the country.

Who Can Apply for a Super Visa?

The Super Visa is intended for parents and grandparents of eligible Canadian citizens or permanent residents. Applicants must generally have a child or grandchild in Canada who meets the required status and other eligibility conditions.

The applicant must also satisfy the applicable requirements established by the Canadian government. These can include:

  • Having a valid passport or appropriate travel document.
  • Being admissible to Canada
  • Providing the required application forms and supporting documents
  • Demonstrating that the visit is temporary.
  • Obtaining the required medical examination, where applicable.
  • Purchasing the required medical insurance from an eligible insurance provider.
  • Providing evidence of the required financial support from the child or grandchild in Canada.
  • Meeting the applicable income requirements for the host.

The person in Canada who provides the invitation must generally be a Canadian citizen or permanent resident and must meet the required age and relationship conditions. The invitation letter should include relevant information about the applicant, the host, the relationship between them and the intended visit.

Applicants should carefully review the current requirements before submitting an application because immigration rules and documentation requirements can change.

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Super Visa Insurance Requirements

Medical insurance is one of the most important requirements when applying for a Super Visa. Applicants are required to obtain private medical insurance that meets the applicable Canadian government requirements.

The insurance is intended to help cover eligible medical expenses during the applicant's stay in Canada. Since healthcare costs can be significant for visitors who are not covered by a provincial or territorial health plan, having appropriate coverage is also an important financial consideration.

What Does Super Visa Insurance Need to Cover?

Super Visa applicants must generally provide proof of private medical insurance that meets specific requirements. The policy must be issued by an eligible Canadian insurance company and must provide the required minimum level of coverage.

The insurance policy must generally:

  • Be valid for at least one year from the date of entry.
  • Provide at least $100,000 in emergency medical coverage.
  • Cover healthcare, hospitalization and repatriation, as required.
  • Be valid for each entry to Canada as applicable.
  • Be available for inspection by an immigration officer when requested.

The exact insurance requirements should always be checked against the latest guidance from Immigration, Refugees and Citizenship Canada (IRCC), as rules can change.

Super Visa insurance is not simply a formality for the application. It can provide financial protection if an insured visitor experiences an unexpected medical emergency during their stay. Depending on the policy, coverage may include eligible emergency medical treatment, hospitalization, ambulance services and other covered expenses.

However, policies can differ significantly in terms of premiums, deductibles, exclusions, stability requirements and covered benefits. Applicants should therefore review the policy wording rather than selecting a plan based only on its price.

$100,000 vs. $150,000 or More in Coverage

Applicants may encounter Super Visa insurance plans offering different coverage amounts. The government requirement establishes a minimum level of emergency medical coverage, but applicants may choose a policy with a higher limit.

For example, a policy with $150,000 or $200,000 of coverage can provide a larger financial cushion than a policy with the minimum required amount. Whether additional coverage is appropriate depends on factors such as the visitor's circumstances, age, medical history, planned length of stay and budget.

It is also important to understand that the coverage limit is not the same as a guaranteed payment. Insurance companies assess claims according to the policy's terms, conditions, exclusions and eligibility requirements.

Pre-Existing Medical Conditions and Exclusions

Applicants with pre-existing medical conditions should pay particular attention to policy wording. Some insurance plans may provide coverage for stable pre-existing conditions if specific stability requirements are satisfied, while others may exclude certain conditions.

A policy can also contain exclusions relating to activities, treatments, medications, symptoms, medical history or circumstances that existed before the policy began.

Reading these provisions before purchasing a policy can help applicants understand what is and is not covered. If there is uncertainty about a particular medical condition or treatment, applicants should ask the insurance provider for clarification before buying the policy.

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How to Apply for a Super Visa

Applying for a Super Visa involves several steps. Applicants should prepare their documentation carefully and make sure that the information provided is accurate and consistent throughout the application.


Prepare the Required Documents

The documents required can vary depending on the applicant's circumstances. Commonly required documents may include:

  • A valid passport or travel document.
  • A letter of invitation from the child or grandchild in Canada.
  • Proof of the host's Canadian citizenship or permanent resident status.
  • Proof of the relationship between the applicant and host.
  • Evidence that the host meets the applicable minimum necessary income requirement.
  • Proof of private medical insurance.
  • Medical examination documentation, where required.
  • Other documents requested by IRCC

The host's invitation letter should provide relevant details about the planned visit and the financial support being offered. The applicant may also need to demonstrate that they have sufficient ties to their country of residence and intend to leave Canada when their authorized stay ends.

Financial Requirements for the Host

The child or grandchild inviting the applicant must generally meet a minimum income requirement. This requirement is intended to demonstrate that the host has the financial capacity to support the visiting parent or grandparent during the stay.

The host may need to provide documents such as a Notice of Assessment, employment-related documentation or other acceptable evidence of income. The applicable income threshold depends on the size of the host's family unit and the year in which the application is submitted.

Applicants and hosts should verify the current income thresholds and acceptable documents through official Canadian government guidance before submitting an application.

Medical Examination

A medical examination may be required as part of the Super Visa application process. The applicant must follow the instructions provided by IRCC and, where applicable, complete the examination with an approved panel physician.

The medical assessment is separate from Super Visa insurance. Completing a medical examination does not replace the requirement to purchase qualifying private medical insurance.

Processing and Travel Planning

Processing times can vary depending on factors such as application volume, the applicant's location, completeness of the application and whether additional documents or examinations are required.

Applicants should avoid making non-refundable travel arrangements until they are confident that they understand the applicable processing requirements and have received the necessary authorization.

Once the Super Visa is approved, the applicant should carry relevant documentation when travelling to Canada. A border services officer makes the final decision about admission and the authorized period of stay at the port of entry.

Super Visa vs. Regular Visitor Visa

Parents and grandparents considering a longer family visit may compare the Super Visa with a regular visitor visa.

A regular visitor visa can be suitable for shorter visits, while the Super Visa is specifically designed to facilitate extended visits by eligible parents and grandparents of Canadian citizens and permanent residents.

The two options also have different requirements. Super Visa applicants must meet specific requirements, including obtaining qualifying private medical insurance and meeting the applicable financial and family relationship conditions.

The appropriate option depends on the individual's circumstances, travel plans and eligibility. Applicants should review the current requirements rather than assuming that one type of visa will automatically be more suitable.

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FAQs

A: The Super Visa is available to eligible parents and grandparents of Canadian citizens or permanent residents who meet the applicable immigration requirements. Applicants must also satisfy requirements relating to medical insurance, financial support and admissibility.

A: The length of an individual stay is determined under the applicable immigration rules and by the border services officer at the time of entry. Applicants should check the current IRCC guidance for the rules that apply to their circumstances.

A: Yes. Applicants must generally provide proof of qualifying private medical insurance that meets the applicable government requirements, including the required minimum emergency medical coverage.

A. Some policies may cover certain pre-existing conditions when the policy's stability and eligibility requirements are met. Coverage varies between insurers, so applicants should review the policy wording carefully before purchasing a plan

A. The Super Visa is intended for visiting family in Canada and does not, by itself, provide authorization to work. Anyone intending to work in Canada should determine whether they require separate work authorization.

Get Super Visa Insurance Support

Choosing appropriate insurance is an important part of preparing for a Super Visa application. Parent Super Visa Insurance Company can help parents and grandparents explore available medical insurance options and understand key policy features before purchasing coverage

If you are planning a visit to Canada under the Super Visa programme, contact Parent Super Visa Insurance Company to discuss your insurance requirements and find a policy that suits your planned stay and circumstances.

Articles and Resources

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30 Sep 2026

$100,000 vs $150,000 Super Visa Insurance: Which Coverage Should You Choose?

Planning a long-awaited visit to Canada to spend time with children and grandchildren is exciting, but medical emergencies can turn

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Super Visa Insurance Claims in Canada: Step-by-Step Guide for Parents

29 Sep 2026

Super Visa Insurance Claims in Canada: Step-by-Step Guide for Parents

Travelling to Canada to spend quality time with your children and grandchildren is exciting, but unexpected medical expen

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Super Visa Insurance Exclusions: What May Not Be Covered?

25 Sep 2026

Super Visa Insurance Exclusions: What May Not Be Covered?

Travelling to Canada under the Super Visa programme allows parents and grandparents to spend valuable time with their fam

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What Our Customers Are Saying

Real experiences from our valued customers

K

Karan Jammu

★★★★★

If I could give more than 5 stars, I absolutely would have given extra stars. It's the best legit insurance company in Canada. The staff is very helpful to compare and help us understand various products in the market. They have great services and great benefits with good policies. I highly recommend to family and friends.

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Harjit Sandhu

★★★★★

I bought 4 policies from this insurance company. I have brilliant experience with them. I advise everyone if you want to buy health insurance go with them. Specially Harpreet Mam who guided me and helped me to bring my parents and parents-in-law to Canada.

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Amit Garg

★★★★★

I purchased my mother's Super Visa insurance from parentsupervisa.ca and I got a very good price. I must say that I am very happy with their services and would like to recommend others to try them once.

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R

Rekha Rani

★★★★★

Super Visa insurance great services and benefits, with good prices. Highly recommended.

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K

Kman DJ

★★★★★

Never do business with these Fraudsters. They will NOT refund your money if the Supervisa application is denied or you decide not to proceed forward with it. They will keep your money and sweet talk you.

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A

Amandeep Kaur

★★★★★

Excellent and quick service. Staff is very polite and helpful. I highly recommend them for any kind of service related to policy plans.

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P

Pratik Lalseta

★★★★★

I've a Super Visa insurance. Great product.

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J

Jarman

★★★★★

Excellent service. Spoke to Love and she was really polite. Highly recommend.

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K

Krishan Kumar

★★★★★

Very good services and best prices according to the market. Personally using service with MGS for the last 6 years.

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N

Nandini Kapoor

★★★★★

Very polite nature. Provide service on time, good experience.

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N

Neetu Insan

★★★★★

I got my parents' Super Visa insurance done from MGS Canada Insurance. Really appreciate the way they deal with their customers. Best prices, maximum benefits, truly recommended.

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A

Apurba Paul

★★★★★

Great prices. Good value for money.

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