Super Visa Insurance is mandatory for parents and grandparents who wish to visit Canada using the Super Visa. When with a Super Visa, the relatives can stay in Canada for an even longer time without having to apply for the status of a visitor again, but this is possible only in case the applicant has valid and sufficient medical insurance. This insurance policy must fulfill some Canadian requirement, which means the insurance should be for at least CAD 100,000 for emergency medical needs like hospitalization, healthcare, and medical evacuation. Since Canada has a very expensive health care system, a good Super Visa insurance policy is a guarantee for both the visitors and their relatives.
By the year 2024, there will be several insurance providers that offer good coverage, multiple choices, and excellent customer service. Here is a list of the five best Super Visa insurance policies to look out for this year.
1. Manulife Financial Super Visa Insurance
Manulife Financial is among the top insurance companies in Canada that provide comprehensive Super Visa insurance packages as per the requirements of the visitors. The insurance plan of the Manulife Super Visa is as follows: emergency medical treatment, hospitalization, and emergency transportation or repatriation. Closely connected with the previous point, Manulife also offers applicants to select the level of the deductible that can influence the cost of insurance.
Further, it is covering prescription drugs, emergency dental care, and even accidental death and dismemberment. Such a broad choice of options makes Manulife Financial one of the most preferred companies to buy Super Visa insurance among parents and grandparents.
- Super Visa Insurance for Sun Life Financial
Sun Life Financial is yet another insurance company in Canada that offers quality health insurance solutions, including super visa insurance. The insurance of Sun Life’s Super Visa includes necessary medical expenses, hospitalization, emergency removal to the homeland, and travel-related services. Sun Life’s policy also covers prescription drugs and paramedical services, which are services like physiotherapy.
The policy structure is quite flexible, and this means that applicants can choose a flexible deductible that they can afford. The company is good for families who want to work with a well-known insurance company—Sun Life Financial is just that.
- Allianz Global Assistance Super Visa Insurance
Allianz Global Assistance is an international insurance service provider that offers the best and complete Super Visa insurance packages to visitors and their families. Allianz offers medical emergency, hospitalization, medical evacuation, or repatriation, and it fulfills all the criteria of Super Visa insurance. Also, Allianz has emergency assistance, and help is available 24/7, which means that no matter the time or place, help is just a phone call away.
Their plans are also flexible depending on the amount of the deductible the customer is willing to pay in order to receive a lower rate on the premium. Having served as an international health insurance provider and global assistance, Allianz is one of the best companies to consider for a Super Visa.
- GMS (Group Medical Services) Super Visa Insurance
GMS (Group Medical Services) has been associated with convenient and versatile Super Visa insurance solutions for parents and grandparents coming to Canada. GMS policies are medical emergencies, hospitalization, medical evacuation, and/or repatriation as deemed necessary for the Super Visa. They also cover prescription drugs, emergency dental care, and other features for people with health issues before enrollment.
GMS has always been very clear on policy details and gives the customers an opportunity to choose from different deductible options. It is well-known for offering their customer service that is friendly and timely to the clients, so GMS is a perfect choice for those who need the simplest insurance plans.
- TD Insurance Super Visa Insurance
TD Insurance is a member of the TD Bank Group and offers both affordable and efficient insurance for the Super Visa, meeting all the Canadian government standards. TD’s Super Visa plan offers medical emergencies, hospitalization, repatriation, and emergency transportation costs. The policy also provides choices for people who require coverage for pre-existing conditions, and this policy allows the policyholder to choose according to their health requirements.
TD Insurance has a reputation for fast and smooth claims service, which makes it easier for the applicants to deal with insurance procedures. Being insured and focused on client care, TD Insurance contains all the necessary features to be considered the best for the Super Visa insurance in 2024.
Conclusion
This is why selecting a proper Super Visa insurance policy is critical to avoid unsafe and anxious experiences for parents and grandparents in Canada. By 2024, there are many leading companies such as Manulife Financial, Sun Life Financial, Allianz Global Assistance, GMS, and TD Insurance that provide numerous plans to meet different requirements and prices that include emergency health, hospitalization, repatriation, etc. The benefits of each policy, the cost, and the existence of a good reputation for customer service should also be taken into consideration in the decision-making process by families.
