Canada has a popular Visa program that lets the parents and grandparents of Canadian citizens and permanent residents visit for up to two years at a time, with multiple entries allowed over ten years. This program is known as the Super Visa Program. It has been a success for families who want to be near their loved ones without permanently residing in or immigrating to Canada.
Unlike the Parent and Grandparent Program (PGP), there is no annual quota for Super Visa applications, and they are processed relatively quickly compared to others. However, there are some special requirements for the super visa applicants to be approved for the visa as they are not permanent citizens of Canada (unlike approved PGP applicants).
The Super Visa applicants must have specialized private medical coverage to be accepted. This coverage is typically known as “Super Visa medical insurance” in Canada. So, in this article, we are going to cover the things you must know about Canada Super Visa Insurance and how to make a claim for medical expenses under Super Visa Insurance in Canada.
What Is Super Visa Insurance?
Super Visa Medical Insurance Canada is a form of insurance policy that covers medical emergencies and hospitalization costs for the parents and grandparents of Canadian citizens and permanent residents who are visiting Canada on a Super Visa. All Super Visa applicants must have this insurance policy, which must be purchased from a Canadian insurance provider. Furthermore, there are some basic requirements for a super visa insurance policy:
- The policy must be valid for at least one year after the applicant lands in Canada.
- It must provide coverage of at least $100,000 CAD.
- The policy must include provisions for emergency medical treatment, hospitalization, and repatriation.
- Every time a visa holder enters Canada, the policy must be valid and readily available for evaluation by an immigration officer.
Read More: What Is A Super Visa Income Requirement?
What Does A Super Visa Medical Insurance In Canada Cover?
When you apply for coverage, you have a lot of options that make each Canada super visa insurance policy unique. A Super Visa medical insurance policy, on the other hand, usually covers emergency medical care, hospitalization, emergency dental care, and repatriation of remains. Some plans may also include coverage for:
Services for medical transportation, such as ambulance transfer or medical evacuation
- Availability of a 24-hour emergency help hotline
- Coverage for any unexpected illnesses or injuries that may arise during your trip to Canada.
- Prescription medication, doctor appointments, and diagnostic tests are examples of non-emergency medical services.
It’s necessary to note that Canada Super Visa insurance coverage varies based on the particular plan and insurance provider, and there may be exclusions or limitations on certain kinds of medical treatment or conditions. It’s always an excellent decision to thoroughly read the policy documents and talk with the insurance provider to understand what is and isn’t covered.
Read More: Top 3 Things to Look for When Choosing a Medical Super Visa Insurance Plan
How Do I File a Medical Expense Claim After Purchasing Canada Super Visa Insurance?
If you have bought medical insurance for Super Visa Canada and need to file a claim for medical expenses, you need to follow these steps:
Step 1: Contact your insurance company:
The first stage is to contact your insurance company as soon as you receive medical treatment. Your insurance provider will be able to walk you through the claim procedure and provide you with the forms and documents you’ll need to file your claim.
Step 2: Complete the claim form:
After receiving the required forms from your insurance provider, you just need to complete the claim form. You will be asked to fill out a claim form with information about the medical treatment you got, such as the name of the medical facility, the date of the treatment, and the cost of the treatment.
Step 3: Submit your claim:
After filling out the claim form, send it to your Canada super visa insurance provider along with any supporting paperwork, such as medical receipts and invoices. It is critical to file your claim as soon as possible to ensure that it is processed as soon as possible.
Step 4: Sit back and wait for your claim to be processed:
Your insurance provider will evaluate your claim after you submit it to see if it is covered under your policy. If your claim is approved, your insurance company will pay you back for the covered costs. If your claim is rejected, you can file an appeal or seek legal counsel.
Read More: What is Medical Super Visa Insurance and Why is it Important for Visitors to Canada?
Conclusion:
Parents and grandparents of Canadian citizens or permanent residents entering Canada on a Super Visa must have Canada Super Visa Insurance. It covers medical emergencies and hospitalization costs, ensuring that visitors to Canada are covered in the event of a medical emergency. And, if you require additional assistance with insurance payments, you can contact your insurance provider. You can even opt for a super visa insurance monthly payment, depending on your insurance company. If you need to file a claim for medical costs under your Super Visa Insurance policy, you should do so as soon as possible. This will ensure that your claim is handled as quickly as possible. We at parentsupervisa.ca can assist you with all of your super visa medical insurance Canada questions and requirements. Send us an email at info@parentsupervisa.ca or give us a call at 888-444-0076 right away!
Read More: How Super Visa Insurance Protects Your Family During Medical Emergencies
