The Parents Super Visa is a second-to-none program designed for families in Canada who wish to have their parents and grandparents for some time. However, before this visa is applied for, there is one very important aspect that must be fulfilled: getting a Parent Super Visa Insurance. This insurance is important since it assures the authorities that all the medical costs incurred by the visitors while in Canada will be met thoroughly. But who exactly is eligible under this insurance? This article aims to answer the question by outlining the eligibility criteria for the audience over the age of Parental Super Visa Insurance.
Meaning of Parent Super Visa Insurance
Before heading to the details of the eligibility criteria, it will be good to define what is meant by Parent Super Visa Insurance. Essentially, this type of insurance is offered to overseas parents and grandparents of Canadian citizens and permanent residents. It provides coverage for medical expenses, hospitalisation, and repatriation. Reservations must be made with a Canadian insurer, and reservations have to conform to set government guidelines. Coverage must be purchased within a year, and at least a hundred thousand dollars must be paid out in insurance coverage.
Super Visa Insurance for parents is obligatory; otherwise, the visa application will not be granted. This insurance makes sure that there is coverage for potential foreign visitors’ parents or grandparents which, in turn, does not cause the healthcare system in Canada and the families to incur extra costs.
Basic Eligibility for Super Visa Insurance
For those willing to purchase Parents Super Visa Insurance, there are eligibility requirements that need to be followed:
Relation to a Canadian Citizen or Permanent Resident: Only parents and grandparents of Canadian citizens or permanent residents are eligible to apply for a Parent Super Visa, and are thus eligible for the Parent Super Visa Insurance. There are no insurance or visa facilities for other relatives, such as aunt, uncle, brother or sister.
Health Condition: Parents and grandparents need to be examined medically and must be given permission on grounds of health. Every individual in Canada is required to undergo a medical examination to ascertain their health and whether they present a risk to the health and safety of the general population. The examination will also determine if one is eligible for Super Visa Insurance for parents or grandparents. If there are any known ailments for the candidate, it may affect their standing with the coverage.
Medical Coverage Requirements: The same conditions should also be observed for the insurance policy, as already alluded to above. The same policy has to provide coverage of not less than $100,000 and must be in force for a minimum of 365 days from the day the applicant enters Canada. Parents Super Visa Insurance Canada has many reputable insurance providers, however, one should ensure that the policy meets these particular requirements. If the coverage does not comply with the above conditions, the application will most likely be declined.
Financial Eligibility of the Sponsor
The primary eligibility of Parent Super Visa Insurance lies with the visiting Parent or Grandparent, however it applies to the Canadian or permanent resident who is acting as a sponsor to the visitor. The sponsor, in this case, has to show that there are enough financial resources to cater for the visiting family members as they stay. This requirement makes it possible that the visitors will not become dependent on the public services for financial or health care.
The Canadian government’s consideration of a sponsor’s income sufficiency takes into consideration the Low Income Cut-Off (LICO). LICO is an income threshold that varies depending on the size of the sponsor’s household. It factors in the household size and makes sure that there are enough economic means to accommodate an extra member.
Several other characteristics, like super visa insurance for parents give extra support to the sponsor. Since the policy will capture any such healthcare needs by the insurance cover, the sponsor does not have to incur further healthcare expenses, and thus, the super visa becomes an achievable program for more families.
Eligibility Based on Criminal History and Immigration Status
Another factor that could impact the eligibility of a parent or grandparent for Parent Super Visa Insurance is their criminal or immigration history. They must be free of any type of crime against the state and even against the residents of the country. Any immigration violations like deportation or even any criminal record would be acceptable to make them ineligible to apply for the Super Visa as well as Super Visa Insurance for parents.
Furthermore, there is a requirement that the applicants should have an intention to return to the country of residence after the given period is over. The Super Visa is a temporary visa that allows parents and grandparents to stay in Canada for up to two years at a time without the need for visa renewals. If the immigration authorities doubt that the visitor will not leave the country within such a time mentioned, then it will be very hard to obtain a visa, especially within that period of insurance, rendering it useless.
Conclusion
Super Visa insurance for parents is indispensable in ensuring that the parents or grandparents who have travelled to Canada for long visits are adequately taken care of. It is also important to know the eligibility criteria in order to have an easy time applying. Many things have to be taken into account when deciding who can actually obtain such kind of insurance, from taxation, health and medical insurance requirements up to the reasonableness of the finances available to the clients.
So that your family is adequately protected and the process of applying for the insurance is made easier, seek the services of a well-thought-of insurance company that specializes in Parents Super Visa Insurance Canada. They can help you choose the most appropriate plan for your families returning to your care, which will enhance their staying comfort.
Parents Super Visa
Do you want to get the proper coverage for your parents or grandparents? Don’t hesitate to reach out to Parent Super Visa for more information on the insurance products and services that best recommend Super Visa Insurance for you!
