Mrm Super Visa Insurance

Benefits:

The Emergency Hospital and Medical coverage provided by this MRM Worldwide Super visa insurance plan are limited to the Maximum Aggregate Sum Insured per any one sickness or injury that you specified at the time of application and is subject to a two hundred fifty dollar ($250) deductible per insured unless a fee is paid to have this deductible waived.

Emergency Hospital and Medical Treatment: We covered all medically necessary charges for emergency hospital and medical treatment, as well as other related expenses due to an injury (accident), or new sickness or condition that first reveals itself during the insured trip, up to two hundred thousand dollars ($200,000.00). If you have completed the medical questionnaire, paid the appropriate premium, and obtained written confirmation of coverage from the company, you are covered for emergency treatment and care of pre-existing medical conditions.

Health Care Extension Services:

The services and treatments listed below are covered and must be accompanied by a documented order from the attending physician. a) Prescribed Drugs: You can spend up to $5,000 on a 30-day supply of prescription drugs. b) Diagnostic Services: Diagnostic, X-ray, and Laboratory Services up to a maximum of $10,000; c) Ambulance Transportation: Local certified ambulance services up to a maximum of $5,000; d) Private Duty Nursing services conducted by a licensed Nurse or Registered Medical Attendant who is not a relative, up to a maximum of $5,000; e) You can spend up to a maximum of $5,000 on wheelchair rental, crutches, braces, and other essential medical equipment. f) In the event of a covered injury, your insurance will pay up to $500 for medically necessary visits to a chiropractor, chiropodist, osteopath, or physiotherapist recommended by your doctor.

Dental Accident: If you get a direct blow to the mouth by accident and hurt your natural teeth, the MRM worldwide Super visa insurance will pay for your dental bills during the policy period. Dental pain relief will be compensated for up to one thousand dollars ($1,000) for each insured trip.

Emergency Travel and Air Ambulance: In the event of a medical emergency, we will reimburse you up to $100,000 to transfer you to the nearest suitable medical facility.

Upon approval from the Medical Director, the company will cover the additional cost (i.e., one-way economy fare, accommodation for a stretcher, and a medical attendant) of returning you by regular flight to your country so that you can receive timely medical care following an emergency. If you are fully disabled as a result of an emergency, this company will pay up to $5,000 for the necessary costs of transporting you to your home country of residence by regular aircraft. All benefits and coverage terminate once you return to your original country of residency.

Accidental Death Insurance:

The company will pay up to $5,000 for the expense of returning your remains to your country of residence or burying or cremating your remains at the site of death. The expense of a burial coffin will not be covered by the insurance.

Transporting Traveling Companions/ Dependent Children:

If You return home under certain conditions, the Company will pay up to $2,000 for the return of Your travelling companion(s) and/or Dependent(s) who were travelling with you at the time of the Medical Emergency if they are covered by the same Travel Insurance Policy.

Meals and Commercial Accommodation:

When the return portion of an insured trip is delayed past the scheduled date owing to a medical emergency or the death of an extended family member or a travelling companion, the company will pay up to two hundred dollars ($200) each day, up to a maximum of fifteen hundred dollars ($1,500), for meals and commercial accommodation.

Eligibility:

None of the following people is eligible for coverage as of their effective date, if:

• You are not covered by a Canadian government health insurance plan, and you are not eligible for benefits.
• You are not a resident of a nursing home, rest home, convalescent home, rehabilitation facility, or home for the elderly without the company's prior written consent;
• You were in good health when you purchased this policy, and you have no reason to believe you will require medical services during your insured trip.

Coverage Starts and Ends:

Your coverage will begin on the application date and as per your age on the effective date.

End of Coverage:

-If you return to your country of normal residence, or; -The number of days of coverage you purchased expires.

Claim Procedure:

When filing a claim for MRM Worldwide Supervisa insurance, please give a summary of the medical issue, such as how, where, and when the loss, sickness, or injury occurred. Claims must be notified within thirty (30) days of the occurrence, and formal proof of claim must be provided within ninety (90) days. Claims will not be processed unless the claim form is properly filled out and signed by the claimant, and all needed paperwork, including original receipts, is presented. All paperwork must be provided to the company at no cost. Any assistance required for MRM Super visa insurance , Contact us at 888-444-0076.

Download:

Download Travel Underwriters Sample Policy pdf document