21st Century Super Visa Medical Insurance

Benefits:

Maximum Coverage Benefits: The 21st century super visa insurance provides a maximum coverage benefit of $15,000, $25,000, $50,000, $100,000, $150,000, and $200,000.

Emergency hospitalization: Depending on the medical severity, semi-private or intensive care unit housing, services given by a registered physician, including diagnostic services such as x-rays and laboratory testing. Moreover, it includes complimentary medical equipment, including walkers, braces, and crutches.

Ambulance Transportation: A licensed local ambulance service is used for ambulance transportation.

Emergency Air Transportation: Avail the cost of a one-way economy flight, stretcher or air ambulance transfer to your nation of origin, and a medical attendant if necessary.

Prescription drugs: A 30-day supply that does not exceed CAD 500.

Emergency Dental Services: We agree to pay up to CAD 300 for a dental emergency and up to CAD 4,000 for dental replacement or similar repair of teeth injured by an accident or physical harm.

Repatriation: A maximum of CAD 7,500 is available for preparing and transporting your remains to your home country for burial or cremation. It should be noted that the cost of the urn or coffin is not covered.

Accidental death benefit: According to the insurance policy, up to CAD 25,000 is available.

Flight to Traveller's Home: If the visitor departs the country before their scheduled departure date, the coverage plan will provide a flight back to the visitor's host country with a necessary stop-over, but you must not leave the airport.

Telephone Medical services: The holder of this plan always has 24/7 access, no matter the time of day or night, to a team of trained medical professionals who are ready to assess and diagnose any issues that may arise.

Eligibility:

None of the following people is eligible for coverage as of their effective date, If:

• you are travelling against medical advice;
• - you have been diagnosed with a terminal illness and have fewer than two (2) years to live;
• you have been diagnosed with or treated for pancreatic, lung, brain, or liver cancer within the last two (2) years; or any sort of cancer that has spread from one portion or organ of the body to another (metastatic cancer);
• you have received or are awaiting an organ or bone marrow transplant (save for corneal transplant);
• you have a renal ailment that necessitates dialysis;
• you have utilized home oxygen in the 12 months preceding the application date; and/or
• you are a resident of a nursing home, another long-term care facility, or a rehabilitation centre.

Start of Coverage:

• Coverage starts on the effective date.

Waiting Time For Sickness:

• There is no waiting period if the insurance is acquired or activated before you arrive in Canada, or if the same policy has been extended.
• 72 hours if you purchase the coverage within 30 days of arriving in Canada (age 0 to 85).
• 7 days if you purchase the policy after 30 days of your arrival in Canada (age 0 to 85).
• If you are 86 or older, the Basic Plan has a 15-day waiting period.
• Any illness that occurs during the waiting time is not covered, even if related expenses are payable after the waiting period.

A waiting period will apply if you:

• purchase this policy after your arrival date; or
• have already arrived and requested a date change to an earlier effective date;
• Lower your deductible, switch from a 21st Century plan that does not cover stable pre-existing medical conditions to one that does, or
• increase your aggregate policy limit when you buy consecutive policies with no gap between the end date of the previous policy and the date of issue of the subsequent policy.

Extended Period:

If you purchase coverage to prolong your trip, you will be issued a new policy with policy terms beginning on the effective date specified on your policy confirmation. 2.If you buy two plans back-to-back with no break between the expiration date of the first and the effective date of the second, a waiting period will apply if you reduce your deductible, switch from a 21st-century plan that does not cover stable pre-existing medical conditions to one that does, or increase your aggregate policy maximum (sum insured).

End of Coverage:

• The coverage terminates on the expiry date.

Claims Procedure:

To file a claim, complete a claim form and attach the original medical bills, receipts, and invoices (always keep a copy for your records), your medical and/or hospital record (diagnosis, X-ray, lab tests confirming that the treatment was medically necessary), and a copy of the police report (in the case of a Motor Vehicle Accident) and mail it to: 21st Century Visitors' Claims
c/o Active Care Management
P.O. Box 1237, Stn A
Windsor, ON, N9A 6P8

Visit parentsupervisa.ca to submit an online claim.

• Claims must be filed within 30 days of the incident.
• Within 90 days following the occurrence, written proof of claim must be filed.
• To check the status of your claim, contact us at 888-444-0076 for 21st Century Super Visa Medical Insurance company between 8:00 AM and 8:00 PM ET.

Note: if you acquire another policy from the 21st Century Super Visa Medical Insurance, each new policy will have a new effective date, even if you continue to visit Canada (or other country covered under the Side-Trips Outside of Canada provision).

Our Claims Services

The assurance of 24/7 emergency assistance from our ISO-certified partner, OneWorld Assist, ensures we meet or exceed industry standards for efficient claims administration and exceptional customer service.

Our Customer Service

Our multilingual Customer Service representatives are on call to answer your questions, and are also licensed to help you purchase the right insurance policy that works for you, and your trip.

Download:

Download Travel Underwriters Sample Policy pdf document