You can have your parents or grandparents visit you much sooner and reunite with family without worrying about medical expenses in case of medical emergency.
Medical expenses can run into thousands of dollars within a short span of days or weeks in case of medical emergencies.
Did you know - visiting emergency for a visitor to Canada on average is $850 & that is in and out of emergency, in case of overnight stay for few days - it can quickly run into thousands, let's see example:- A 78-year-old man visiting Ontario to visit family and friends. While there, he had a sudden onset of acute chest pain and was rushed to the hospital where he was admitted for 3 days and treated for Pneumonia. He was discharged with medications.
Without medical insurance, it can be very expensive to deal with such unforeseen expenses.
God forbid if visa is refused, 100% of your premium if refunded back.
It definitely benefits you being more prepared rather being surprised by high medical expenses.