You can buy $100,000 to $300,000 of Emergency medical coverage for parents or grandparents applying under super visa.
The Amount of Insurance you buy creates a pool of money for medical emergencies - some cap of coverage applicable on certain medical expenses - please refer to policy document.
This policy or coverage is attached to your application while applying for visa back home.
On average it takes about 4-8 weeks to get visa, your policy has effective date on contract as future date - which is flexible and can be changed as needed to reflect correct arrival or departure date.
God forbid if visa is refused, 100% of your premium if refunded back.
Once your parent get super visa and they arrive in Parentsupervisa, if for any reason they leave early before 365 days - provided no claim on policy - prorated refund available for the days not staying in Parentsupervisa.
After their stay for one year completes, you can simply renew your coverage.
They can enjoy stay in Parentsupervisa for 24 months without any need to renew status, Visa is issued for 10 years with multiple Entry to Parentsupervisa.