Emergency Hospitalization

Covered

Covered

Covered

Covered

Covered

Emergency In or Out patient needs

Covered

Covered

Covered

Covered

Covered

Lab tests

Covered

Covered

Covered

Covered

Covered

Ambulence

Covered

Covered

Covered

Covered

Covered

Re-visit

Coverage in policy (max)

$3,000 and below

$3,000 and below

Nil

Nil

Physiothrapist, lincenced chiropractor etc.

(max) $1,000 and below

(max) $500 and below

(max) $500 and below

(max) $300 and below

(max) $300 and below

Medications

Insurance policy maximum ($500 and below for out patients)

One month need upto maximum $10000

One month supply max $500 and below

One month supply

Nil

Dismemberment-Sudten Accidental death

Max $5000 / Max $10000

Max $25000 and below

upto the insurance policy limit

Nil

Nil

Emergency Accidental Dental

upto max $1000

upto max $1000

upto max $2000

upto max $20000

upto max $30000

Early return as of health condition

Covered

Nil

max $3000

Nil

Covered

Emergency dental requirement

max $300

max $600

max $500

max $250

max $300

Child Care Coverage

Nil

max $50 / Day , upto $500

max $50 / Day , upto $500

max $50 / Day , upto $500

max $100 / Day, max $300

In case of Death

max $5000 or $1500 for purial

max $12000 or $5000 for purial

max $10000 or $4000 for purial

max $3000 or $2000 for purial

max $3000 or Basic purial or $3000 Premation

Limitation & Exclusion

Side Trips Limitation

side trips are covered to any countries up to max of 30 daysexcept your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage

side trips are covered to any countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage

side trips are covered to any countries up to max of 30 day sexcept your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage

side trips are covered to any countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage Your travel coverage to USA is covered only if your 50% of stay should be in Canada

Nil

Pre-existing Conditions

Pre-existing Conditions for travlers under the age of 59 are covered only if visitor's pre-existing health condition are stable for 180 Days before their departure date. For visitor's age 60 and above pre-existing condition are covered only if they are stable 180 days before their date of departure and visitor's purchased additional applicable benefits.

Pre-existing Medical Conditions for travlers under the age of For visitor's age 69 and under are covered only if conditions are stable 180 days before date of departure. Pre-existing conditions for visitor's age 70 and above are covered only if pre-existing condition are stable for 120 days before their date of departure and optional benefits are purchased.

All Pre-existing condition are covered only if they are stable for 180 days before date of departure.

All Pre-existing condition are covered only if they are stable for 180 days before date of departure.

Nil

Visitor's age Baned

15 days and above

15 days to max age 89

15 days to max age 85

upto max age 80

31 days to max age 85

Super Visa Insurance Policy Duration

Super Visa Insurance Policy Duration

Minimum coverage of $1000 for the period of one year.

Minimum coverage of $1000 for the period of one year.

Minimum coverage of $1000 for the period of one year.

Minimum coverage of $1000 for the period of one year.

Waiting Period

Policy if bought in Canada withing the first 30 days of arrival in Canada there is waiting period waiting period for in next to be covered for 72 hours. If the policy is purchased on 31 day of arrival in Canada there is waiting period of illness to be covered for 7 days. Waiting period for illness upto 15 days if policy is purchased after arrival in Canada for age 86 and above.

Waiting period of illness for 48 hours. if policy is purchased within two months of arrival in Canada. Waitinf period of illness for 7 days if policy is baught on after 61 days of arrival in Canada.

Waiting period of illness will be 48 hours if the policy is purchased after arrival in Canada

Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada

Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada. Waiting period for illness will be 8 days if the policy is purchased after 30th day of arrival in Canada